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区别于传统寿险产品和分红保险产品，投资连结保险产品具有较强的灵活性，主要体现在( )。
①保单持有人可以灵活选择切换不同的基金账户
②保单持有人无需提供可保证明就可以根据合同约定提高保额
③在支付了首期最低保费之后，保单持有人可以按照合同约定灵活选择交纳续期保险费的金额，甚至可以随时暂停交费，合同继续有效
④保单持有人可以有多种投资选择

A.①②③④
B.②③④
C.③④
D.①④
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问答题

保险公司开办投资连结保险的内部系统管理要求要高于万能保险，这是因为( )。
①投资连结保险单位价格核算复杂
②投资连结保险结算频率高
③投资连结保险单位数管理复杂
④投资连结保险投资账户转换复杂

A.①②
B.③④
C.①②④
D.①②③④
单项选择题

Future contracts have to be standardized，or floor trading would be slowed down considerably as brokers would have to assess contract specifications.（）

A．If future contracts are standardized，brokers would not assess contract specifications.
B．As long as future contracts are standardized，floor trading would be made slow accordingly for brokers to evaluate contract specifications.
C．Whether future contracts are standardized or not，floor trading will not be influenced.
D．Futures contracts must be standardized，otherwise，floor trading would be made very slowly since specifications of each contract would be assessed.
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